Category: Business & Finance

Medicare Open Enrollment runs from October 15 through December 7. Because Medicare plans and coverage options can change each year, it’s important for beneficiaries to review their coverage and make sure it still meets their needs. Across California, the Health Insurance Counseling and Advocacy Program (HICAP) provides free, unbiased Medicare counseling to help older adults,…

WASHINGTON – Secretary Turner took action to make housing more affordable by rescinding burdensome guidance that made building, buying, and renting a home more expensive. HUD issued new guidance applying the Fair Housing Act’s statute of limitations to claims alleging violations of the Act’s design and construction requirements. This replaces a flawed Obama-era legal interpretation…

By BlackPressUSA Newswire The Trump administration has halted plans to place abolitionist Harriet Tubman on the $20 bill, ending a decade-long effort that began under President Barack Obama’s administration and was revived under President Joe Biden. Treasury Secretary Scott Bessent said last Monday that the department is “not at present” moving forward with the redesign,…

THE CHAMPION NEWSPAPER — Delta Community Credit Union’s Cool Cash Money Camps provided financial education to about 400 students in metro Atlanta during June. These camps, launched in 2014, offer summer workshops in both in-person and virtual formats, helping youth understand financial concepts through interactive lessons. By BlackPressUSANewswire About 400 students attended Delta Community Credit…

By BlackPressUSA Newswire Dr. Tonja L. Ringgold, an educator and Life Member of Alpha Kappa Alpha Sorority, Incorporated® (AKA), was installed as North Atlantic Regional Director during the organization’s 72nd Biennial International Convention on July 23 in Las Vegas. Dr. Ringgold will serve a two-year term overseeing one of the Sorority’s largest and most historic…

BETTY MÁRQUEZ ROSALES California is modifying how it pays for preschool by moving the entire California State Preschool Program under the same constitutional funding guarantee that supports students in transitional kindergarten through community college. It might appear to be a simple shift from one funding bucket to another. But some education advocates say the decision…

Small errors can cost you big after a car accident. Know the steps insurance adjusters hope you’ll skip so you can preserve evidence and maximize your claim. By Amy Kang You want to protect yourself and your claim when you’ve been involved in a car accident. Insurance adjusters will typically never ask you to preserve…

By Amy Kang As a Black-owned business, fractional CFO services can help you unlock capital by giving you the financial expertise, clean books, and investor-ready reports. These items are important, especially if you’re looking to impress lenders and investors. The right fractional CFO turns disorganized finances into reports that give you access to loans, grants,…

By Billie Pollisotto The division of assets in divorce involves identifying marital property, determining its value, and distributing it according to state laws and individual circumstances. These assets can range from family homes and bank accounts to retirement funds, investment portfolios, business interests, and outstanding liabilities, making it important to understand how property is divided…

By Edward Kissam Andres (we are only using his first name because of the sensitivities of his case) is an emergency room doctor in the first year of his residency. He works in an urban hospital in the San Francisco Bay area which, like most, is chronically understaffed. He is also among a growing number…

By Lasherica Thornton, EdSource On a recent Friday morning, Fresno Unified high school students learned about the rise and fall of major companies in the stock market — from Walmart’s longevity to Apple’s surge past oil companies and Amazon’s emergence as a $1 trillion company. Earlier that week, students at the Farber Educational Center, an…

Housing advocates sue to preserve enforcement By Charlene Crowell For more than 50 years, the Equal Credit Opportunity Act (ECOA) has been an effective federal safeguard to ensure that Black, Latino, Native Americans and other economically marginalized people have fair access to safe and affordable credit. Enacted with bipartisan support in Congress and signed into…

McKenzie Jackson | California Black Media  Lawyers for La-Kebbia “Kiki” Wilson, a Black woman who won a $15 million racial discrimination lawsuit against the City of Fresno in March, fired back at the city’s motion for a new trial with a pointed response, calling it a distortion of the facts.  Wilson’s attorneys, Gary G. Goyette…

By Shikha D Wealth-building strategies that Black investors need to consider are real estate, stock market investing, long-term strategies, and entrepreneurship.  The investing world is rapidly changing to fit the growing needs of new investors. The great news is that in 2026, more and more Black investors are taking an active role in managing their…

By Christopher Alam SAN FRANCISCO — When it comes to food, there is perhaps no more iconic or indeed universal ingredient as tomatoes. They’re a staple, essential to everything from pizza to pico de gallo, from Middle Eastern wraps to your favorite Indian curries.  And they are getting expensive, in the Bay Area and nationally,…

By April D. Lee Financial emergencies can happen when a household faces a sudden expense, income loss, medical bill, car repair, housing issue, or family crisis. Access to responsible lending matters because it can provide a safer bridge when savings, insurance, or community help are not enough. A broken transmission, surprise medical bill, job loss,…

By Amy Kang To compete and grow, service-based businesses need a consistent flow of potential clients. Quality marketing attracts the correct customer base and generates inquiries from potential clients. Through well-structured marketing strategies, service-based companies can build trust with their clients and turn curiosity into booked appointments. The most recent Small Business Check Up Survey…

By Amy Kang As you enjoy your youth, you should think about retirement income planning. Many retirees face financial suffering because of some planning errors they made in their younger years, such as not considering longevity, ignoring inflation, or claiming Social Security too early. If you aren’t too careful, these mistakes can make it hard…

by Victoria Mejicanos With the rising costs of living, economic pressures and longer life expectancy, many who are preparing to retire must think about what retirement would look like while still financially supporting legal dependents, young adult children or their parents. According to experts who spoke with the AFRO, retiring with dependents has become either…

By BlackPressUS It’s often the businesses that don’t realize they’re underinsured until it’s too late. Rather than putting yourself at risk, it’s better to reassess your policy and make sure that there are no glaring gaps that can result in major losses. From operational changes to rising costs, there are many ways a once-foolproof policy…

What You Need to Know: Following the recent release of the Weekly Wage Reporting Tool, the Employment Development Department has made it easier for customers to certify for unemployment benefits online. The Department reviewed the full process from start to finish and used customer feedback to make improvements. This includes clearer questions and simpler instructions…

by Megan Sayles AFRO Staff Writer For many older adults, financial wisdom didn’t come from the dinner table or classrooms, it came from experience and hard-learned lessons. Now, women like Verlincia Roach, 62, and Carol Fillmore, 79, are sharing what they wish they had known about saving, spending and building financial stability with the younger…